What’s your email address? Their recommendations were always thoughtful. Very helpful with my financial issues, and friendly service! This is not legal advice. As of December 2017, the Better Business Bureau (BBB) has closed 27 complaints against American Credit Resolution in the preceding 3 years. However, debt collection agencies are known to have summoned debtors to court and garnish wages after a default judgement. I didn’t know that debt collection agencies can end up paying your legal bill. 1. We are currently assessing the review in accordance with our reporting processes. Many people think their credit score may be too low to qualify for financing. The AmeriCar Solutions promotion* was created to give people the opportunity to purchase a new or pre-owned vehicle. Great help and experience working with AFS. Who are we? If you want to enforce your rights, or recover money for violations — you need to sue. Learn the Law & Sue the Collector. American Express is … … Each case that goes through the American Credit Repair process can expect the following: Credit Score Increase Rate. Your author Misled by a collector? Sekure Merchant Solutions is a merchant account provider that may be a reseller of North American Bankcard. They obviously know this and yet continue to flaunt the legislation. 141 W Jackson Blvd Ste 2650. I can’t say thank you enough!”, ”Lemberg Law has saved me from the endless calls, and harassing voicemails. What’s your name? Lemberg Law is a consumer law firm helping victims of collection harassment and abuse. The Credit Card Interest Rates that I was told I was going to have, 5 of the Credit Card Companies were higher then what I was told.I'm so grateful that the Credit Card Companies are paid in full!!Thank-you. I’m very grateful for all the hard work they did to finally give me my life back.”, “I won’t be afraid to contact you or recommend your services to others for debt collection difficulties. The only problem that I had was in the beginning. They were very helpful and kind (and gentle too)! It has previously been named by … P.O. Describe your legal concern or comment Additionally, the organization has an A+ rating from the Better Business … The April 2014 hearing was held to make a decision about the plaintiff’s motion for default judgement and the amount of any award. Atlanta, GA 31146 There are currently over 75 Sekure Merchant Solutions negative reviews online, some of which accuse the company of being a scam... Sekure Merchant Solutions rates as a slightly worse-than-average merchant services provider according to our rating system. Please make sure you review and understand all program materials before you enroll. This website is attorney advertising: prior results do not guarantee a similar outcome. We love these people. Auto Financing. Find out who they are, why they might be calling, and how you can stop them. If you don’t like your bank or credit union’s terms or have bad credit when applying, an online lender might cater to your specific needs. 8 signs of a personal loan scam. Please keep up the outstanding work you do, and again, thank you for helping me through this challenging time. Author: Lake Orion, Michigan. Landmark Supreme Court Decision Expected in Lemberg Law’s Facebook Robocalling Suit, Lemberg Law Wins Class Certification in Robocall Case, Conn’s Appliances Ordered to Pay Lemberg Law Client $373,500 for 249 Robocalls, Aiko Hassett Awarded “Stop Debt Collection Harassment” Scholarship, Lindsey Sporrer Awarded Lemberg Law Scholarship. I knew I needed help getting the credit card debt down and they helped a lot. To find legit student loan help in the student loan assistance industry, here’s a roundup of the companies borrowers are searching for. A free inside look at company reviews and salaries posted anonymously by employees. Americans reported one scam every 11 minutes on average. Reliable, Professional. I am now debt free and a credit score over 730. American Credit Repair provides professional credit repair services to those looking to remove erroneous items from their credit reports. And we're here to help you get out of debt for good. They may have had a difficult time getting automotive financing, or they think that because of their financial situation it would be nearly impossible to finance a new vehicle. They were able to get a lowered interest rate for me and I paid my debts as planned and even months earlier than actually planned paid them completely off. This organization is not BBB accredited. Credit Solutions Of America Overview. The BBB established ACR’s profile page in 2013. We understand what you're going through, and our certified counselors are here to listen to you and empower you to get your finances under control. This lawsuit charges that American Credit Resolution violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by using false, deceptive, or misleading representation in connection with the collection of a debt; by threatening to take legal action without actually intending to do so; by employing false and deceptive means to collect a debt; and by using unfair and unconscionable means to collect a debt. ACR’s consumer collections division offers “services to wholesalers and debt packagers primarily dealing in the secondary market of distressed and charged-off consumer receivables.” This division specializes in “offering creative solutions including payment plans and discounts that conform to an individual’s unique situation.”, ACR commercial collections division offers “commercial collection services to companies in the construction, wholesaling, manufacturing, professional services, and other industries…with collection programs custom tailored to… maximize account receivable realization while maintaining a positive relationship with the customer/consumer.”, ACR’s call center division “offers dedicated agents, phone trunks/DID’s, and dedicated servers for database management…staffed by employees… trained in the protection of consumer/account holder information.” All staff are “required to sign a confidentiality and non-disclosure agreement upon hire.”. 23, Report #63963 . This is “for your protection” Wound up being taken to court twice. American Financial Solutions was awesome! They were able to make deals to get lower interest rates and told me a few places that the credit card companies were taking advantage of me. We had a wonderful experience with this organization. We are Lemberg Law, a Consumer Law Firm. Truly a great way to get yourself out of mountains of debt. American Financial Solutions is a non-profit credit counseling, financial education, and debt consolidation agency. You can trust them. But it can be harder to tell a scam from a legit offer. 14 Credit Solutions of America reviews. Since June 2015, the Consumer Financial Protection Bureau (CFPB) has closed 18 complaints against ACR. I will always think of the warmhearted people at AFS, and how grateful I will continue to be. They are for real when they say they are here to help you. Thank you. ACR is listed as a collection agency, credit repair, and financial services company. I see now there is an administrative fee for an additional fee of $15 a month. © 2021 Trustpilot, Inc. All rights reserved. In the meantime, you are welcome to call us right away at 855-301-2100. american financial Cost me $10K for the privilege of having them help me. Our services aren't available in all states. And they reported more than 47,000 scams in 2017, an increase of 46% percent over the previous year. telling me that I need to see them in their office immediately. Find out more about the #1 new scam so you don't fall for it. Abused? There is no charge unless we win. We would highly recommend this organization to any of our friends or family. I have, An apartment complex my mom lives in has denied me to care for her due to a background check I let them run. The American Credit Card Solutions program doesn't assume or pay your debts, repair your credit score, or provide tax, legal, or credit repair advice. I am a medical Assistant who currently works for Medix. Instead, they offered NO help, answered no questions, would not send us any documentation of our phone calls, etc. On behalf of our client, Lemberg Law recently filed a complaint in U.S. District Court, Southern District of Florida. ACR is listed as a collection agency, credit repair, and financial services company. They did not say they were a debt collector. Got us further in debt and ultimately ran us in to bankruptcy. The Credit Solution Program offers you a Free Starter Kit. I contacted them to consolidate my debts and pay it off. But, before you hand over your credit card information, you do need to know if it’s safe to shop at Wish.com, and many shoppers and AdvisoryHQ readers are asking, “Is there a Wish scam?” In this Wish.com review, we are going to get down to the bottom of several security-based questions, such as “Is Wish legit?” and “Is Wish.com safe?” I have completed my hours at the job they assigned me to and they have not hired me. ACR’s Consumers page includes a statement of consumer rights, information about credit repair, and a link to a consumer financial literacy page on the Debt Buyers Association website. We’ve helped thousands of consumers fight back against unscrupulous debt collection harassers. The sad thing is they are calling my moms phone and leaving this message. Call our Helpline today! Most of those complaints alleged problems with billing and collections, with several complaints also alleging problems with customer service. American Express. Ripoff Report on: American credit solutions - Is a consumer fraud ripoff tampa florida I suffer from PTSD so this was especially frightening to me. New Credit America has two loan options: loans for debt consolidation and personal loans up to $10,000, which can be used for various purposes. They explain everything in full detail before I sign anything. AmeriCar Credit Solutions. I hope I don’t need them again but if I do, I’ll be back. The staff of the building called me. Here are some Sample Cases filed in Federal Court, In April 2014, in United States District Court, Western District of New York, a judge issued an order in a case alleging American Credit Resolution had violated provisions of the Fair Debt Collection Practices Act (FDCPA) and the Telephone Consumer Protection Act (TCPA). American Credit Repair claims that their average client scores increase by 70-100+ points within a period of 60-120 days. Contact Information. Same thing. Debt collection calls can be intimidating. What Do You Need to Do to File Bankruptcies? AmeriCar Credit Solutions. It is also unlikely ACR would sue you for a debt you may not owe or they cannot validate. In this case, the court awarded the plaintiff $500 for the FDCPA violation, $500 for each of the TCPA violations and court costs and attorney fees, for a total of $6,235.00, Here are some past Press Releases of Lawsuits Brought On By Lemberg Law. Unlawful Debt Harassment? With scams, awareness is everything. It is illegal for a debt collector to make empty threats to sue you or garnish your wages. Must live in a state that American Credit Card Solutions serves, $10,000+ in unsecured debt, legitimate financial hardship which is preventing the ability to pay creditors Overall positive customer ratings — but it's only available in 25 states. But you can complete the paperwork yourself for free by using the tools on the FSA website. Federal laws provide individuals like you with a means to seek monetary damages in court. The company … Thank you so much! What can I do? “We realize that ours is just one small case among many – and many more serious – but are heartened by the fact that you accepted it and represented us with a professionalism that belied the small dollar amount.”, “If you are unsure about this company…DONT BE!!! Success in our Debt Resolution program is highly dependent on your ability to save a specified amount consistently each month. I got into a bind and was stupid with my money and they got me on the right track. Absolutely. Fiserv provides financial services technology solutions such as payment processing for banks, credit unions, lenders and investment firms. Have you had a bad experience with this agency’s debt collectors? Very helpful and responsive to needs and concerns. We’ve helped more than 15,000 consumers stop harassment and recover money from debt collectors. Only the latest review will count in the company's TrustScore. For a minute I thought it was the police or something. American Credit Solution remains steadfast in its goal to provide everyday consumers with the resources they need to succeed in an ever-changing world of credit and debit, spending and earning. Denied, Things You Can Do Yourself When You Have a Lemon. Business Profile. This EXACT above example from April 2014 happened to me today and in fact is the same exact quote used on the voicemail they left. In any case, American credit card solutions are consistent with all Federal Trade Commission guidelines that apply to the business. Call 475-277-1600 NOW. If you have been contacted by ACR regarding a delinquent debt, understand your rights before responding. Contacting an attorney BEFORE this could possibly happen would be a smart move. I am most grateful.”. All interactions with American Financial Services have been very helpful. What’s your name? Credit & Debt Services: American Credit Solutions Tampa, Florida. We look forward to working with you to resolve your legal issues. Potential customers can receive a free consultation either over the phone with a certified financial counselor, or over the Internet by completing an online form. Jurisdictions in which our lawyers are licensed, admitted, or recover money for violations — you need sue! To stop sending me ads on my cell phone ( 203-733-7807 ) (... 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